With a career spanning over 20 years, Jay Tyner has built a reputation for delivering tailored financial solutions that help navigate the complexities of retirement planning.
Jay’s formative experiences living in Ethiopia and South Africa as a missionary’s son gave him a unique perspective on conservation and risk management. These early insights now drive his passion for helping others achieve financial security. After beginning his career in insurance and mortgage banking, Jay recognized the growing need for comprehensive retirement strategies. This led him to obtain his Securities Series 65 and establish Semmax Financial Group in Greensboro, North Carolina.
At Semmax, Jay and his team are dedicated to addressing the unique needs of retirees. They offer services ranging from retirement planning and wealth transfer strategies to 401(k) coaching and charitable gifting. Their holistic approach ensures that each client’s portfolio is optimized for sustained growth and stability in an unpredictable market.
Jay is not only a hands-on advisor but also a thought leader in the financial community. His insights have been sought by CNBC, The Wall Street Journal, USA Today and The Associated Press. He shares his expertise with a wider audience through “The Semmax Financial Show” and “The Jay Tyner Show” on YouTube, where he discusses key financial strategies and addresses common concerns.
In his bestselling book, “Tsunami Proof Your Retirement,” available at Amazon, Jay outlines the top mistakes to avoid when planning for retirement, offering readers actionable advice to help prepare for their financial future. His innovative term “tax-flation” highlights his focus on the challenges retirees face, particularly the impact of taxes and inflation on fixed incomes.
Jay’s mission is clear: to educate, empower and equip his clients for their hard-earned retirement ahead.
Bio Disclosures
The minimum qualifications required for the Registered Financial Consultant (RFC) designation include four years of experience in the field of financial planning or financial services and certain education and ethical requirements. The education requirement can be satisfied in one of the following ways: 1) holding a bachelor’s degree in a business, finance, or economics related field; 2) holding the AAMS, CFA, CFP, ChFC, CLU, CPA, EA, JD, or LUTCF professional designation; 3) holding a Series 65 Securities license, a Series 6 and 63 Securities license, a Series 6 and 66 Securities license, a Series 7 and 63 Securities license, or Series 7 and 66 Securities license; or 4) holding a life insurance license. The education curriculum is required to have included an examination process. The candidate must also have the required licenses necessary for his or her mode of practice. The ethical requirements include the following: 1) the candidate must have a sound record of business integrity without suspension or revocation of any professional licenses and must be in good standing with all licensing bodies and organizations; 2) the candidate must subscribe and adhere to the International Association of Registered Financial Consultants Code of Ethics; 3) the candidate must complete the application to become an RFC in its entirety and pay the appropriate application fee; 4) the candidate must complete a minimum of 40 hours per year of Professional Continuing Education in the field of personal finance and professional practice management, with four hours every two years being devoted to ethics; and 5) the candidate must annually provide assurance of continued compliance and operation.