As the great Desmond Tutu once said, “Language is very powerful. Language does not just describe reality. Language creates the reality it describes.” These words are particularly relevant when it comes to our finances and the goals we set for ourselves.
The language we use to describe our financial situation can profoundly impact our reality. Negative self-talk, such as “I’ll never get out of debt” or “I guess I’ll work until I’m 150,” can create a self-fulfilling prophecy and keep us stuck in a negative mindset.
On the other hand, positive language, such as “I plan to be debt-free in 2 years” or “I’m going to figure out what I need to have in place to retire by 2028,” can help to manifest the reality we want and keep us motivated to work towards our goals.
As financial advisors, it’s important for us to help our clients become aware of the language they use when talking about their finances. We encourage them to reframe negative statements into positive affirmations that inspire and motivate them toward their financial goals.
For example, instead of saying, “My parents (or children) are a burden,” we can encourage our clients to see the privilege of being able to care for their loved ones.
Changing our language is not about being delusional or putting a positive spin on everything. It’s about taking ownership of our financial future and creating a more positive mindset that empowers us to take action toward our goals.
At Semmax, we believe that language plays a crucial role in shaping our financial reality. We encourage our clients to reflect on their language when talking about their finances and adjust where necessary. And if they need support in defining and pursuing plans that serve them, we are always here to help.
Remember, by changing the language we use, we can change the reality we create. Let’s use the power of language to manifest the financial future we want and deserve.
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