October 5, 2026
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Retirement Planning
Why Retirement Withdrawal Sequence Changes Your Tax Picture for Years
June 17, 2026
Most retirement planning focuses on one question: how much do you need to save? But once the paycheck stops, a harder question emerges. Which account do you draw from first? The order matters more than most families expect, and a few intentional decisions made before retirement begins can reshape your tax picture for years.
Retirement Planning
Five Retirement Assumptions Worth Checking Before December
October 15, 2026
Taxes drop after retirement, the will controls the IRA, Medicare handles long-term care, and the professionals already have it covered. These assumptions are common in households that feel well prepared, and each is only partly true. Here is what tends to sit underneath five of them, and which year-end decisions cannot wait past December 31.
Retirement Planning
A Family's Journey Through Colombia: Pink Dolphins, the Amazon, and the Andes
September 8, 2026
From pink river dolphins in the Amazon to Colombia’s Caribbean coast and Andean mountains, Marcela and her family experienced a country of remarkable contrasts. Their journey reminds us that retirement can be about more than slowing down; it can be the freedom to explore, experience something new, and say yes to the adventures you’ve been planning.
Retirement Planning
A Second Act, Painted by Hand: Larry and Ruthie's Story
August 27, 2026
For forty years, Larry looked closely at other people's vision as an optometrist in Elkin and across the Piedmont. Retirement gave those same habits somewhere else to go. Six-foot canvases in a galley kitchen. Colored pencil layered seven deep. Pickleball at 7 a.m. Dinner that actually looks like the picture. Larry and Ruthie, longtime Semmax clients, on what a second act can be built from.
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