July 7, 2025
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Wealth Management
Why Markets Held Up as the Fed Turned Back to Rate Hikes
October 27, 2026
Oil swung on Middle East headlines, Treasury yields climbed to levels last seen in 2002, and the Fed raised rates for the first time since 2023. Still, the S&P 500 finished the third quarter near record highs. Here are the ten themes behind that and what they mean for families planning for retirement.
Retirement Planning
Five Retirement Assumptions Worth Checking Before December
October 15, 2026
Taxes drop after retirement, the will controls the IRA, Medicare handles long-term care, and the professionals already have it covered. These assumptions are common in households that feel well prepared, and each is only partly true. Here is what tends to sit underneath five of them, and which year-end decisions cannot wait past December 31.
Retirement Planning
How to Appeal a Medicare IRMAA Surcharge With Form SSA-44
October 5, 2026
A higher Medicare premium is often priced off a paycheck that no longer exists. Medicare uses the tax return from two years back, so people who retired recently can pay a surcharge set by their working income. Form SSA-44 lets them ask Social Security to look again. What the form cannot touch is income someone chose, like a Roth conversion, and that is worth pricing before the decision.
Tax Planning
Why Charitable Giving Works Better When It Starts In September
September 17, 2026
Most charitable giving happens in the last three weeks of December, paid from cash and decided in a hurry. For households near retirement, the amount is rarely the hard part. Which dollars fund the gift is. Appreciated stock, a donor-advised fund, and a distribution straight from an IRA can send the same money to the same charity with very different results for the family.
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